Convert
Example You receive approximately 
USD
USD Example rate1 BTC = 100,000 USD
Rate locked for5 minutes
Do more with your money.
Dollar account, Mastercard, 12% AER savings, loans and bitcoin. All in one app.
Regulated by the SSF · Bitcoin Service Provider registered with the BCR
We are El Salvador’s first financial neo-cooperative. The strength of traditional finance, with digital technology and the world of crypto. All in one app.
Dollar account
Send money in seconds.
There’s no fee between Unique Capital accounts and the money arrives instantly. Get paid with your QR code or by sharing a link.
Explore the account
Prepaid Mastercard
One card to shop anywhere in the world.
Pay in stores and online with the money in your account. Order it from the app.
Tap it
- In stores and online
Pay in shops and buy online with your Mastercard.
- Move your balance
Between your account and your card, with no fee.
- Freeze it instantly
If you lose it, one tap blocks every charge.
Pockets
Save for what matters.
A pocket for every goal, with no fees. Locked until a date, if you like.
✈️Trip to Coatepeque
$640of $1,200
53% of your goal
Term deposit
Your money grows at 12% AER.
Invest from $500 and earn returns every month. When the term ends, your capital goes back to your account.
If you invest $5,000
- Each month, approx.
- $50.00
- In 12 months
- $600.00
Illustrative calculation at 12% AER on the amount, without compounding. The term and rate are set out in the contract you sign.
Loans
Your next step, with a loan.
Fixed or revolving. Apply from your account, track your application in the app and make your payments without leaving home.
Explore loansCrypto and Exchange
Bitcoin and dollars, in the same app.
Your bitcoin on-chain and over Lightning. Send, receive, get paid with an invoice and convert to dollars with the rate locked for 5 minutes.
- On-chainBitcoin network
Your address and its QR code to send and receive.
- LightningLightning network
Invoices that get paid in seconds.
Exchange
Convert with the rate locked for 5 minutes.
- 1Choose whether you’re selling crypto or buying bitcoin.
- 2Lock the rate: it won’t change for 5 minutes.
- 3Pay over Lightning or on-chain and the dollars land in your account.
The app
Your home screen, your way.
Pick the widgets you use and arrange them however you like, on your computer or your phone. Try it: tap “Customize home”.
Tuesday, October 20
Good morning, Sofía
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Total balance
In your account and card
$6,982.42 USD
Send Receive Convert More -
Your card
Card balance$569.62 -
Pockets
✈️ Trip to Coatepeque$640 / $1,200🛟 Emergencies$2,150 / $3,000 -
Exchange
1 BTC$100,000Example rate
Convert -
Loans
7/12payments
Next payment: November 15
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Term deposits
Active deposits2Available returns$1,200.0012% AER -
Receive money
Your username @sofia Share
Security
Regulated and supervised in El Salvador.
- Superintendency of the Financial System
Regulates and supervises us.
- Central Reserve Bank
Registered as a Bitcoin Service Provider.
- Financial Investigation Unit
We report to the UIF of the Attorney General’s Office.
- Your account, protected
On top of your password, a code sent to your email every time you log in.
