Send money
Example $25.00 USD
Between Unique Capital accounts, no fee.
Done!
$25.00 sent to @andrea
No fee · instant
Dollar account
Your money, there and back in seconds.
Send to a username or an email with no fees, get paid with your QR, and top up your account with crypto or a bank transfer.
Your dollar account comes with its own number, your username and your QR code. That’s all you need to send, receive and add money from your phone, with no queues and no paperwork.
- $0
- in fees to send between Unique Capital accounts
- 4
- steps to send: who, how much, confirm and receipt
- 90 days
- of transactions, searchable by name, description or amount
- 2
- ways to top up your account: crypto or transfer
Send
To a username or an email.
Choose who, enter the amount and a description, and confirm. The money arrives in seconds and you keep the receipt.
- No fees between Unique Capital accounts
- From $1, with up to two decimal places
- Every transfer with its description and receipt
Receive
Get paid with your QR code or a link.
Share your QR, your username or your email. If you like, request an amount: it’s built into the QR and the link.
- Share it, copy the link or download your QR
- Fee-free and instant
- Everything you receive shows up in your transactions
Your code to receive
InstantScan it with your phone’s camera
Username@sofia
Top up your account
With crypto or a bank transfer.
Two ways to add money to your account. Neither of them charges a fee.
- Crypto. From $1. Pay a link over Lightning or on-chain and the money is credited automatically.
- Bank transfer. From $10, from an account in your name. Upload the proof of transfer and we review it during business hours.
Add money
No feeQuick amounts
Your balance
All your money, at a glance.
Your balance, your transactions and your monthly limits in one place. And if you’re out in public, the eye icon hides the amounts.
- Transactions for 7, 30 or 90 days, with a chart
- Every transaction with a reference you can copy
- Incoming and outgoing limits that reset to zero every month
Total balance
ExampleIn your account and card
$6,982.42 USD 
Dollar account · 4417 •••• 8820
Send Receive Convert More
Trip to Coatepeque
Open your account
From your phone, one question at a time.
- 01 Create your login
Your name, your email, a username and a password. Confirm with a 5-digit code sent to your email.
- 02 Verify your identity
A photo of your ID and a video selfie. It takes less than 2 minutes.
- 03 Tell us about yourself
Your personal details and financial profile, your documents and your contract signature, one question at a time.
- 04 Activate your membership
An analyst reviews your application during business hours. Once it’s approved, activate your membership for $11.30 a year and you’re all set.
How much does it cost to send money?
Between Unique Capital accounts, nothing: the fee is $0.00 and the money arrives in seconds.
Who can I send money to?
Anyone with a Unique Capital account, using their username or email. From $1, with a description that helps you recognize each transfer.
How do I top up my account?
With crypto (from $1, by paying a link over Lightning or on-chain; it’s credited automatically) or with a bank transfer from an account in your name (from $10; upload the proof of transfer and we review it during business hours). Neither of them charges a fee.
What are the monthly limits?
How much can come into and go out of your account in a month. What you’ve used resets to zero every month. If you need more, you can move up to Level 2 with documents that back up your activity.
How do I hide my balance?
With the eye icon on your Balance: amounts stay hidden across the whole app until you tap it again.
