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Terms of use

Last updated: October 20, 2026

Draft pending legal review. This document sets out the structure and the verifiable information of Unique Capital, but it is not a substitute for drafting by a legal professional.

This is a convenience translation. In case of any discrepancy, the Spanish version prevails. Read the Spanish version

1. Who we are

UNIQUE CAPITAL, SOCIEDAD COOPERATIVA DE AHORRO Y CREDITO DE RESPONSABILIDAD LIMITADA DE CAPITAL VARIABLE, es una institución inscrita en el Banco Central de Reserva como proveedor de servicios Bitcoin regulada y supervisada por la Superintendencia del Sistema Financiero de El Salvador.

English translation, for reference only: UNIQUE CAPITAL, SOCIEDAD COOPERATIVA DE AHORRO Y CREDITO DE RESPONSABILIDAD LIMITADA DE CAPITAL VARIABLE is an institution registered with the Central Reserve Bank (Banco Central de Reserva) as a Bitcoin service provider, regulated and supervised by the Superintendency of the Financial System of El Salvador (SSF).

Our registered office is at 1a Calle Poniente y 45 Av. Norte, Edificio 245, Col. Flor Blanca, San Salvador. You may write to us at soporte@somosuniquecapital.com or call us at +503 7633 9730.

2. What these terms govern

These terms govern the use of this website. Unique Capital’s financial services—account, card, pockets, term deposits, loans, crypto and Exchange—are governed by the agreement you sign when you become a member and by the membership terms and conditions. If anything on this page contradicts that agreement, the agreement prevails.

3. Information on this website

What we publish here describes our services in general terms. The rates, fees, terms and limits that apply to your case are those the app shows you before you confirm each transaction and those set out in the agreement you sign.

The examples on this website—the term deposit calculator, the sample converter, the amounts shown on the screens—are illustrative and do not constitute an offer or a quotation.

4. Who may become a member

Individuals of legal age who complete the online registration with their DUI or an equivalent document and their NIT, and companies that complete the registration for legal entities. We may request additional documentation or reject an application when the verification cannot be completed.

5. Anti-money laundering

We apply know-your-customer policies, transaction monitoring and suspicious transaction reporting, and we report to the Financial Investigation Unit (Unidad de Investigación Financiera, UIF) of the Office of the Attorney General of the Republic (Fiscalía General de la República). We may ask you at any time for documentation evidencing the source of the funds.

6. Intellectual property

The Unique Capital brand, the logo, and the texts, images and videos on this website belong to Unique Capital or its licensors. You may not reproduce them without authorization.

7. Complaints

Cualquier incumplimiento de las regulaciones o quejas no resueltas por parte de clientes del proveedor de servicios Bitcoin puede ser notificado directamente a la Superintendencia del Sistema Financiero al correo atencionalusuario@ssf.gob.sv o al teléfono 2699-9999, opción 1.

English translation, for reference only: Any breach of regulations or unresolved complaints from clients of the Bitcoin service provider may be reported directly to the Superintendency of the Financial System at atencionalusuario@ssf.gob.sv or by phone at 2699-9999, option 1.

8. Governing law

These terms are governed by the laws of the Republic of El Salvador. Pending drafting by legal counsel: competent jurisdiction and limitation of liability.

Become a member

Open your account today, from your phone.

Sign up with your DUI and NIT, one question at a time. Membership is $11.30 a year, plus $1.70 a month for maintenance and use.